One of the biggest additions to the banking world in recent memory has been the advent of online banking. It has made banking so much more convenient for consumers. Likewise, it has also helped banks in lowering their costs considerably. With that said though, there are some dos and dont's that you need to be aware of when opening up an online bank account. Do's Is the online bank you're considering doing business with FDIC insured? This is important, because if they are not, move on to a bank that is. FDIC insures that all savings accounts, checking accounts, and CD deposits are covered up to $100,000. Be certain that the Internet banks website that you're on is the real website. As hard as it can be to imagine, online criminals have made up websites that nearly identical to the banks actual website in hopes of conning you into getting your personal information. Always look over all your bank statements, credit card statements, etc., and check to make sure everything looks right. If you do find something that is questionable, talk to your bank immediately. Make sure you keep your password and account login information in a safe and secure place. Never share this information with anyone, especially through an email. When you come up with passwords, never use birthdates or social security numbers. Do keep your anti-virus protection software up to date on your computer. It's also a good idea to back-up your files on a regular basis. You really don't want to take chances in this area. Always completely log off your online banking website. Don't simply "X" out of it. Change any of the auto-generated passwords you are given when you first open up an online bank account. Keep up to date on all the information about your online banks security measures. Ask what kind of protection they offer? Compare it to other Internet banks security systems. Don'ts Don't send personal information to anyone in an email. You may think it is secure, but it is not. Don't give out your personal information over the telephone unless you are absolutely certain of who you are dealing with. You also need to know what this person is going to do with your information when you give it to them. Don't have other browsers open at the same time you are doing your Internet banking transactions. Don't open emails from folks you don't do business with. If you ever get an email from your bank asking you for personal information, call the bank first before doing anything else. Ask them about the email and find out what is going on. If it is legitimate, which I doubt it is since banks don't conduct business like that, then you can take care of it right there over the phone. Opening an online bank account is great. I've had an Internet account for years now, and never had any issues with it. It has become such a convenient way of life now that I would never consider anything else. If you will follow these simple dos and don'ts, you'll find the same convenience with online banking as I have. Discover more information on the Do's And Don'ts Of Online Banking as well as information on banking, loans and investments at http://www.Banking.InfoFromA-Z.com Article Source:http://EzineArticles.com/?expert=Terry_Edwardsbanking - Cord Blood Banking - Life Gets Better For years, doctors have discarded the umbilical cord and the placenta after delivery without realizing the immense potential these organs have! Things are changing now, people today are more aware of the latest developments in science and technology and more and more people are taking cord blood banking seriously. Regardless of what some people say, extracting cord blood from the umbilical cord for your baby and storing it in a cord blood bank is not harmful for you and your baby. The cord blood is drained after your baby is delivered and the umbilical cord is disconnected from your baby. But, why umbilical cord blood? The reason is though bone marrow can supply stem cells, the quality and quantity is a lot better in the umbilical cord. Besides, if a person has his own stem cells, he does not have to depend on others for donation. He is his own donor in cases of emergency. It is not necessary that his siblings with the similar genetic set up will be near him all the time. The cord blood you had preserved for him will be his savior. Speaking of siblings, have you ever thought that the cord blood that you have saved and stored in a cord blood bank could actually be of great use to the older siblings your baby may already have. Incase you are worrying about the expenses of saving your baby's cord blood, a suggestion is that you can look at it as insurance for your family. And finally after a few years, if you see that your child is growing up with no health concern, you can choose to sell the cord blood to a needy family. Not interested in selling your baby's cord blood? Ok, you can donate it too. Public cord blood donation banks take cord blood for donations. Your baby's cord blood will bring smiles to many faces! Ok, you have decided in favor of cord blood banking. But which are the diseases which can be treated. Stem cells are being used to treat numerous diseases. The specialty of stem cells is that it can adjust anywhere. Here are some diseases which can be cured by cord blood stem cells.
Cord blood banking is a relatively new concept. Research is being made on how to utilize it effectively for the benefit of mankind. If you are not interested in preserving your umbilical cord blood for your family in a private cord blood bank, you can donate it for research. Cord blood banking is picking up with every passing day. Would you like to be a part of the revolution? |
Wednesday, November 14, 2007
banking - The Dos And Don'ts Of Online Banking
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